Tell them you use the card and pay it off several times monthly, because the limit is so low. The fact that you were only approved for $300 with the Buypower card means CO is most likely done extending you lines of credit.Īt any rate, ask the EO for a $3000 limit increase on your $570 Platinum. Capital one powercard review plus#Plus you already have 4 CO cards - why do you need a 5th? There are other lenders out there. You are only allowed two sub-prime cards with CO, so maybe you were denied based on that?. Thanks in wrote:ĭoes anyone have any suggestions on how I might get this problem solved by either a CL increase on my platinum or getting approved for the Venture. Reading all over this forum I've seen people just like me getting ahold of a recon line after denial and getting approved after talking with an agent.ĭoes anyone have any suggestions on how I might get this problem solved by either a CL increase on my platinum or getting approved for the Venture. Once the system denies you that is it." She then suggested that I wait for the mail to come, research the reasons as to why I was denied, either dispute them to the credit agencies or fix them and apply again. We do not have a department that does reconsiderations. I asked her specifically if there someone I could talk to about a reconsideration explaining that I was almost sure that I was denied because I already have 3 Cap 1 cards and recent inquiries in an effort to try to replace these cards. She said that she was sorry but Capital One could not get me approved for this card at this time, and I should be getting a letter in 7-10 days explaining why. She said the same thing that the other lady said. I call this number and told the rep the story I explained above. Doing some research here, I found a succesful story in which a poster was denied and then called in for recon. I applied online, was denied and got the 7-10 day notice. After doing research on what card I may like and use the most, I chose the Venture due to the fact that we travel alot during the summer for my daughters softball travel team. I talked with an app specialists going over the different cards for almost 30 minutes, he didn't speak good english and it was almost impossible to communicate efficiently with him so I thanked him for his help and said i would apply online. She suggested I talk to an application specialist and apply for a new card and transfer my balance to that card. The rep I spoke to said there was noway to reconsider the decision on their end, that the system already denied me and that was that. I called CapitalOne to try to get the limit raised after being denied AGAIN online. I originally wanted to close just my Matrix and Creditone due to high interest rates and monthly charges, but after numeroud failed attempts to get my Cap1 Platinum limit closer to my other 2 Cap1 cards, I've decided it was time to get rid of it. The cards bolded and underlined, I am trying to close and replace with one card. GMC Buy Power - $300 (not yet activated and probably not going to activate)īankAmericard - $1,000 (Coming in the mail) I currently have the following on my profile. I often read the forums here for advice and ways to utilize and manage my credit cards and credit profile.
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